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The Role 

We believe in offering the best possible support and service to our customers. We do this by adopting a collaborative culture, working together to answer customer needs today and tomorrow - using our shared insight to make their experience with us as unique as possible. As part of our Credit department, you will be reporting to the Credit Manager.

Key Responsibilities

As a Credit and BOE Officer your daily activities will include:

• Ensuring that all the required documentation is held on file for adequate credit assessment and record keeping. 
• Compiling and reviewing documents required for due diligence checks. 
• Assessment of the financing to new customers. 
• Ongoing monitoring, control and management of credit risk.
• Processing of payments.
• Supporting the credit manager in other lending matters. 
• Knowledge and strict adherence to the Bank’s Credit Policy and manual. 
• Building and maintaining strong relationships with the Bank’s customers and delivering the highest levels of customer service. 
• Contributing to the overall business results by working together with team members across the organisation.
• Upholding the Bank’s integrity among its various stakeholders and integrating AML/CFT considerations into the relevant aspects of his/her remit. 
• Reporting circumstances that may bring the Bank into disrepute upstream as well as transactions that may represent potential elements of concern to the Bank’s MLRO.

Skills and Capabilities Required

• Experience in Banking, Financial Services and /or Lending related fields.
• Be in possession of a finance or banking qualification.
• Be able to work with minimal supervision, adopt a can-do approach and have strong self-motivation.
• Have good organizational and time management abilities.
• Have strong communication, analytical and financial skills, ensuring clarity and accuracy when conveying information to senior/line management.  
• Be a strong team player.
• Be fluent in both Maltese and English and have excellent report writing skills. 
• Have an advanced working knowledge of Excel and a sound IT aptitude. 

Benefits  

This opportunity comes with an attractive remuneration, wellbeing incentives as well as offers prospects for personal development.  

Our employees’ health and wellbeing are important to us. To support this, we offer private health insurance, as well as life and personal accident insurance. In addition, we offer an interest subsidy on home loans or a rental subsidy, and free parking.  

We recognise our employees’ potential and invest in their growth by providing training and development opportunities both internally and externally. Moreover, our employees can benefit from remote working arrangements at the Bank’s discretion.  

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